LET'S TALK ABOUT BUILDING CREDIT
1. Get a card online
Apply for a card in minutes. All you will need to apply is your contact information, social security number, date of birth, and answer some simple financial questions.
2. Make a security deposit
Once you have completed your application online it is time to make your savings deposit. You can make your deposit with a debit or prepaid card. The deposit will be processed immediately and your card will be shipped out next business day.
3. Build credit over time
Your usage and payment activity is reported to the 3 major credit bureaus, which may help you improve your credit history over time. Be sure to make on-time payments and keep your card balance low.